Text or call Neal now: (904) 699-5412

Buy a Home

Find the right home — not just a house.

First home or fifth, I’ll guide you through financing, down payment assistance programs, and finding the right neighborhood for your life — in St. Augustine, Jacksonville, Palatka & beyond.

Which Buyer Are You?

Every buyer gets a game plan.

/ 01

First-Time Buyers

Florida has real money on the table for first-time buyers — I’ll show you which down payment assistance programs you qualify for.

/ 02

Veterans

Your VA benefit is powerful. As a fellow veteran, I make sure you use every bit of it — $0 down, done right.

/ 03

Relocating

New to Northeast Florida? I answer the questions that matter — commutes, schools, insurance, what each town actually feels like.

/ 04

Investors

I invest here myself. Cash flow, ROI, and long-term potential — we’ll analyze deals, not just tour homes.

Buyer Resources

Do your homework here.

Down Payment Assistance

Florida programs that can put tens of thousands toward your first home.

Preferred Lenders

Local lenders who close on time and communicate like professionals.

Real Estate Dictionary

Escrow? Contingency? PMI? Plain-English definitions for every term.

Relocation Questions

Everything people ask before moving to Northeast Florida.

No pressure. Just answers.

Let's find your home.

Tell me what you’re looking for and where you are in the process. I’ll reply personally — usually the same day.

Text or call anytime

(904) 699-5412

Start your home search

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