3 Bedroom Waterfront Home in Palatka FL with Pool and Boat Lift
276 HARBOR Drive, Palatka, FL 32177
Single-family residence listed at $439,000.
Listing description
Waterfront living meets everyday comfort in this beautifully updated 3-bedroom, 2-bath pool home with direct access to the St. Johns River. Situated on a navigable canal, this property is designed for those who enjoy life on the water, featuring a private boat lift, screened pool, and backyard putting green. Inside, recent upgrades to the kitchen and primary bathroom add modern style and functionality, while spacious living areas provide plenty of room to relax and entertain. Step outside to enjoy the newly screened pool enclosure, waterfront views, and easy access to boating, fishing, and everything the river lifestyle has to offer.
Additional features include a new water softener, 2-car garage, and a layout that makes the most of both indoor and outdoor living. Whether you're looking for a full-time residence, a weekend escape, or a waterfront investment opportunity, this home offers a rare combination of updates, amenities, and direct river access.
Property details
This home is listed as a single family residence built in 1991 with one story, central heating, central air, and a 2-car garage.
Interior and utilities
- Appliances included: dishwasher, disposal, electric cooktop, electric oven, microwave, refrigerator, and owned water softener.
- Sewer: septic tank.
- Water: private well.
- Utilities connected: electricity and water.
Financial information
- Tax assessed value: $297,840.
- Annual tax amount: $2,986.
- Date on market: 6/3/2026.
- Listing terms: Cash, Conventional, FHA, USDA Loan, and VA Loan.
Listing brokerage
Listed by Chad Freeman with iHeart Realty Inc. The source page also shows Courtney Adams and identifies the source as realMLS.
Information shown here is based on the Zillow listing details for 276 HARBOR Drive, Palatka, FL 32177. The source page states that IDX information is deemed reliable but not guaranteed.
View Zillow Listing